Mortgage News and Blog for Mortgage Broker, Mortgage Banker, and Loan Originator » Industry Articles http://mortgagepress.com Mortgage Broker, Mortgage Banker, and Loan Originator News Blog Tue, 24 Aug 2010 01:53:15 +0000 en hourly 1 http://wordpress.org/?v=3.0 Federal Reserve LO survey finds increased demand met by easing credit standards http://mortgagepress.com/978/2010/08/23/federal-reserve-lo-survey-finds-increased-demand-met-by-easing-credit-standards/ http://mortgagepress.com/978/2010/08/23/federal-reserve-lo-survey-finds-increased-demand-met-by-easing-credit-standards/#comments Tue, 24 Aug 2010 01:18:32 +0000 admin http://mortgagepress.com/978/2010/08/23/federal-reserve-lo-survey-finds-increased-demand-met-by-easing-credit-standards/
  • Survey finds pool of first-time homebuyers decreasing in size First-time homebuyers, the most important segment of the home...
  • Zillow survey says tax credit extension could grow sales in 2010 Nearly one in five (18 percent) prospective first-time homebuyers...
  • Survey finds 67 percent of California sellers sold homes due to inability to meet mortgage obligation Changes in family and employment status as well as...
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    The July 2010 Senior Loan Officer Opinion Survey on Bank Lending Practices, released by the Federal Reserve Board (FRB), addressed changes in the supply of, and demand for, bank loans to businesses and households over the past three months. The survey included a set of special questions that asked respondents about lending to European firms and their affiliates and subsidiaries. This summary is based on responses from 57 domestic banks and 23 U.S. branches and agencies of foreign banks.1Read more

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    1. Survey finds pool of first-time homebuyers decreasing in size First-time homebuyers, the most important segment of the home...
    2. Zillow survey says tax credit extension could grow sales in 2010 Nearly one in five (18 percent) prospective first-time homebuyers...
    3. Survey finds 67 percent of California sellers sold homes due to inability to meet mortgage obligation Changes in family and employment status as well as...

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    ]]>     http://mortgagepress.com/978/2010/08/23/federal-reserve-lo-survey-finds-increased-demand-met-by-easing-credit-standards/feed/ 0     Why is social media integral to your media campaign? http://mortgagepress.com/960/2010/06/25/why-is-social-media-integral-to-your-media-campaign/ http://mortgagepress.com/960/2010/06/25/why-is-social-media-integral-to-your-media-campaign/#comments Fri, 25 Jun 2010 10:04:20 +0000 admin http://mortgagepress.com/960/2010/06/25/why-is-social-media-integral-to-your-media-campaign/
  • Your game plan to social media success Think about the last time you attended a major...
  • The Communications Corner: Viva la communication! NAMB/WEST highlights social networking at annual Vegas event NAMB/WEST was a great success. Sure, we all learned...
  • ReverseLinks: A roundup of links to reverse mortgage articles and reports (February 2010) ► On Feb. 3rd the Mortgage News Daily posted a...
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    Consider, for a moment, your next Facebook, Twitter or other social media status update declaring: “[Your name here] was featured on CNN today!” A seed of excitement that they know someone famous is now planted in the brains of whoever reads that post; that seed will sprout one day and find itself growing into a conversation they may be having with a co-worker, friend or family member of theirs.Read more

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    1. Your game plan to social media success Think about the last time you attended a major...
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    3. ReverseLinks: A roundup of links to reverse mortgage articles and reports (February 2010) ► On Feb. 3rd the Mortgage News Daily posted a...

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    ]]>     http://mortgagepress.com/960/2010/06/25/why-is-social-media-integral-to-your-media-campaign/feed/ 0     Certification? Certainly … Time http://mortgagepress.com/961/2010/06/25/certification-certainly-time/ http://mortgagepress.com/961/2010/06/25/certification-certainly-time/#comments Fri, 25 Jun 2010 10:04:20 +0000 admin http://mortgagepress.com/961/2010/06/25/certification-certainly-time/
  • Certification? Certainly! … The “buzz” around certification My article this month is really geared toward those...
  • MBA announces its 2010 legislative and regulatory priorities By investing in communities the real estate finance industry has...
  • Certification? Certainly! … The “BE” group I have thought about the many seminars and classes...
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    As I approach this, my last article as Certification Committee Chair of the National Association of Mortgage Brokers (NAMB), I am amazed at how quickly time seems to fly by in our daily lives. As we have all been preparing for SAFE Act Licensing and watching events in our industry unfold, time seems to be moving more for us than we may expected. Reflecting on the basic priorities this past year or two has strengthened some individuals, saw others leave our industry, and still has everyone evaluating what we should continue to do.Read more

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    ]]>     http://mortgagepress.com/961/2010/06/25/certification-certainly-time/feed/ 0     The Secondary Market Overview: From bonds to production … Rub-a-dub-dub: The fed pulls the plug http://mortgagepress.com/936/2010/06/01/the-secondary-market-overview-from-bonds-to-production-rub-a-dub-dub-the-fed-pulls-the-plug/ http://mortgagepress.com/936/2010/06/01/the-secondary-market-overview-from-bonds-to-production-rub-a-dub-dub-the-fed-pulls-the-plug/#comments Tue, 01 Jun 2010 09:51:04 +0000 admin http://mortgagepress.com/936/2010/06/01/the-secondary-market-overview-from-bonds-to-production-rub-a-dub-dub-the-fed-pulls-the-plug/
  • The secondary market overview: From bonds to production … Low rates and fences We have ended our perspective on what happened in...
  • The Secondary Market Overview: From bonds to production … Fraud and the secondary markets Today’s issue is fraud. Fraud affects the secondary markets...
  • The secondary market overview: From bonds to production … Nowhere to go but up During the last two weeks of 2009, rates made...
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    Okay, that is a bad rhyme. But the truth is, we might as well be rubbing the bottle with the genie to see what is coming next. We have talked about this for months. The Federal Reserve Board has finally reached the date in which they are no longer purchasing Mortgage-Backed Securities (MBS). The devastation of the secondary market for home loans was one of the major effects of the financial meltdown which occurred over a year ago. The Fed took many definitive actions to keep rates down while the government took many other actions to right the financial ship.Read more

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    2. The Secondary Market Overview: From bonds to production … Fraud and the secondary markets Today’s issue is fraud. Fraud affects the secondary markets...
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    ]]>     http://mortgagepress.com/936/2010/06/01/the-secondary-market-overview-from-bonds-to-production-rub-a-dub-dub-the-fed-pulls-the-plug/feed/ 0     Certification? Certainly! … The “buzz” around certification http://mortgagepress.com/937/2010/06/01/certification-certainly-the-%e2%80%9cbuzz%e2%80%9d-around-certification/ http://mortgagepress.com/937/2010/06/01/certification-certainly-the-%e2%80%9cbuzz%e2%80%9d-around-certification/#comments Tue, 01 Jun 2010 09:51:04 +0000 admin http://mortgagepress.com/937/2010/06/01/certification-certainly-the-%e2%80%9cbuzz%e2%80%9d-around-certification/
  • Certification? Certainly … Time As I approach this, my last article as Certification...
  • Certification? Certainly! … The “BE” group I have thought about the many seminars and classes...
  • OCC and OTS release Mortgage Metrics Report for first quarter of 2009 Delinquencies and foreclosures on first-lien mortgages continued to increase...
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    My article this month is really geared toward those individuals who have already taken the voluntary steps of validating the knowledge, skills and abilities they possess beyond the regular scope of our jobs. We have the attitude that our professions are worth the extra effort to become certified and proudly display those certifications. We realize the growing statistics that consumers are looking for those individuals who set themselves apart and are able to demonstrate their willingness to excel.Read more

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    ]]>     http://mortgagepress.com/937/2010/06/01/certification-certainly-the-%e2%80%9cbuzz%e2%80%9d-around-certification/feed/ 0     Eight reasons why e-mail marketing works for mortgage brokers http://mortgagepress.com/918/2010/05/25/eight-reasons-why-e-mail-marketing-works-for-mortgage-brokers/ http://mortgagepress.com/918/2010/05/25/eight-reasons-why-e-mail-marketing-works-for-mortgage-brokers/#comments Tue, 25 May 2010 20:57:48 +0000 admin http://mortgagepress.com/918/2010/05/25/eight-reasons-why-e-mail-marketing-works-for-mortgage-brokers/
  • Trigger mail lends relevancy to offers by mortgage professionals As a mortgage professional, traditional direct mail marketing is...
  • Mintel Comperemedia study concludes: Mortgage, home equity direct mail volume flattens out After months of plummeting, mortgage and home equity marketing...
  • Anthony Self joins GoHoming as head of business marketing Anthony Self, has joined the GoHoming team as head...
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    Mention e-mail marketing to fellow mortgage brokers and you may find that many are still hesitant to move away from their tried and true snail mail methods. Others, however, are rapidly discovering that e-mail marketing is just about one of the most effective means of generating business. Want proof? When Shop.org surveyed retailers for their “State of Retailing Online 2009” report, they found that e-mail was the most-mentioned successful tactic overall.Read more

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    ]]>     http://mortgagepress.com/918/2010/05/25/eight-reasons-why-e-mail-marketing-works-for-mortgage-brokers/feed/ 0     The ever growing voice of NAMB in our nation’s capitol … A message from NAMB President Jim Pair, CMC http://mortgagepress.com/917/2010/05/25/the-ever-growing-voice-of-namb-in-our-nation%e2%80%99s-capitol-a-message-from-namb-president-jim-pair-cmc/ http://mortgagepress.com/917/2010/05/25/the-ever-growing-voice-of-namb-in-our-nation%e2%80%99s-capitol-a-message-from-namb-president-jim-pair-cmc/#comments Tue, 25 May 2010 20:57:48 +0000 admin http://mortgagepress.com/917/2010/05/25/the-ever-growing-voice-of-namb-in-our-nation%e2%80%99s-capitol-a-message-from-namb-president-jim-pair-cmc/
  • Let’s give thanks: A message from NAMB President Jim Pair, CMC With Thanksgiving only a few weeks away, I started...
  • We will weather this storm: A message from NAMB President Jim Pair, CMC Like many of you in this time of unprecedented...
  • NAMB announces 2009–2010 board as Jim Pair becomes president The National Association of Mortgage Brokers (NAMB) has announced its Board...
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    There seems to be some concern with a small number our members regarding what is happening in Washington, D.C. and what the National Association of Mortgage Brokers is doing to ensure our industry is being protected. Let me assure you that legislative protection is the highest priority of your association. Our staff and our lobby team are constantly monitoring Capitol Hill and the agencies to learn the hot issues of the day. The rapport we have on the Hill and with the agencies is the best we have ever experienced in the history of our association.Read more

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    ]]>     http://mortgagepress.com/917/2010/05/25/the-ever-growing-voice-of-namb-in-our-nation%e2%80%99s-capitol-a-message-from-namb-president-jim-pair-cmc/feed/ 0     The Un-Comfort Zone: The reward is in the eye of the beholder http://mortgagepress.com/893/2010/04/06/the-un-comfort-zone-the-reward-is-in-the-eye-of-the-beholder/ http://mortgagepress.com/893/2010/04/06/the-un-comfort-zone-the-reward-is-in-the-eye-of-the-beholder/#comments Wed, 07 Apr 2010 02:23:24 +0000 admin http://mortgagepress.com/893/2010/04/06/the-un-comfort-zone-the-reward-is-in-the-eye-of-the-beholder/
  • The Un-Comfort Zone: Will you freak out or hunker down? Sometimes motivation is forced upon us. We are thrust...
  • The Un-Comfort Zone: The most powerful motivator I was abruptly awakened and told, “The house is...
  • The Un-Comfort Zone: What drives your desire? It was love at first sight. I was a...
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    In the early 1970s I was a young teenager who was completely caught up in the Zeitgeist. I admired the long-haired rebels and radicals who were engaged in protesting the establishment and developing the counter-culture. I didn’t really know what any of that meant, but to me it was all about empowering youth and declaring our independence from the adults. My parents in particular.Read more

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    ]]>     http://mortgagepress.com/893/2010/04/06/the-un-comfort-zone-the-reward-is-in-the-eye-of-the-beholder/feed/ 0     Working with first-time buyers http://mortgagepress.com/892/2010/04/06/working-with-first-time-buyers/ http://mortgagepress.com/892/2010/04/06/working-with-first-time-buyers/#comments Wed, 07 Apr 2010 02:23:24 +0000 admin http://mortgagepress.com/892/2010/04/06/working-with-first-time-buyers/
  • Survey finds pool of first-time homebuyers decreasing in size First-time homebuyers, the most important segment of the home...
  • Trend Spotter: Motivating move-up buyers Congress has extended the $8,000 first-time homebuyer tax credit...
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    The market for first-time homebuyers is as hot as it has ever been. With the government offering tax incentives, home prices down and interest rates low, homes are more affordable than they have affordable in history. Most of the recovery of the real estate market in the past year has been focused upon the lower end of the market.Read more

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    ]]>     http://mortgagepress.com/892/2010/04/06/working-with-first-time-buyers/feed/ 0     A View From the “C” Suite: Branching offers a safe haven http://mortgagepress.com/869/2010/03/26/a-view-from-the-%e2%80%9cc%e2%80%9d-suite-branching-offers-a-safe-haven/ http://mortgagepress.com/869/2010/03/26/a-view-from-the-%e2%80%9cc%e2%80%9d-suite-branching-offers-a-safe-haven/#comments Fri, 26 Mar 2010 13:38:36 +0000 admin http://mortgagepress.com/869/2010/03/26/a-view-from-the-%e2%80%9cc%e2%80%9d-suite-branching-offers-a-safe-haven/
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    Given the unprecedented changes in mortgage lending, it’s reasonable, prudent and essential for all mortgage lenders to examine their business plans; joining a branching mortgage bank warrants consideration. For some brokers, the goal could be to just focus on sales and hope that the world we’ve all known will continue. This would be to not worry about the changes in U.S.Read more

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